What is Original Medicare?

Original Medicare is a federal health insurance program designed for people aged 65 and older, as well as certain younger individuals with disabilities. It consists of two main parts:

• Part A: Covers hospital insurance, including inpatient stays, skilled nursing facility care, hospice, and some home health care.
• Part B: Covers outpatient medical insurance, including doctor visits, preventive services, and durable medical equipment.

Why Choose Original Medicare?

Original Medicare offers several advantages that make it an attractive option for many individuals:

• Flexibility: You can visit any doctor or hospital that accepts Medicare without a network restriction.
• Comprehensive Coverage: A wide range of medical services and supplies are covered.
• Predictable Costs: Monthly premiums, deductibles, and coinsurance are relatively straightforward.

How to Make Original Medicare More Affordable

While Original Medicare provides essential coverage, out-of-pocket costs can add up. Here are tips for making it more affordable:

• Medicare Savings Programs: These programs can help low-income individuals pay for premiums, deductibles, and coinsurance.
• Supplemental Insurance (Medigap): Consider purchasing a Medigap policy to cover expenses that Original Medicare does not.
• Prevention and Wellness Services: Utilize preventive services covered at no cost to keep healthcare expenses down.

Conclusion

Original Medicare can be an affordable option for seniors needing health coverage. By understanding your options and utilizing available resources, you can enjoy the benefits of Original Medicare without worrying about high medical costs.